The CHAMP Plan™


Our Value

Real Value — For You and Your Family

Care you feel every day — not just benefits on paper.

Peace of Mind

Dependable coverage for the moments that matter most

Faster Access to Care

Connect to care quickly with virtual and in-person options

Healthcare at Your Fingertips

Your full benefit experience — accessible anytime, anywhere

More Money in Your Pocket

Pre-tax savings and zero out-of-pocket care increase take-home pay

health benefits - The overview

What CHAMP does for you and your Family

All $0 Out of Pocket Legend: Employee Only Employee + Family

PCP & Urgent Care

✓ In-person Benefits

✓ Nationwide Network- 1st Health

✓ Preventative Care

Blood Lab Testing

✓ At Home Kit

✓ Multiple Comprehensive Panels

✓ No Lab Visit Required

Lifestyle Content

✓ Personalized Health Content

✓ Activities Completed in App

✓ Monthly Reminders in App

Virtual Primary Care

✓ On Demand - 7 Minute Visits

✓ Scheduled Visits, if Preferred

✓ Maintain Ongoing PCP Access

Formulary/Rx

✓ Over 600 Covered Medications

✓ 70,000+ Pharmacies

✓ $0 Cost or Highly Discounted

Virtual Mental Care

✓ Licensed Therapist

✓ Peer-to-Peer - 24/7

✓ AI Companion - Bella -24/7

Vitals Scanning

✓ 30-seconds

✓ FDA Approved

✓ Holistic View

Virtual Vet Care

✓ Licensed Vet

✓ 24/7 Chat

✓ 4 Virtual Appts.


In-Person Care

The Benefits — Unlimited in-Person — $0 Out-of-Pocket

Find care near you instantly

Unlimited Visits

See a doctor as often as you need — no limits

$0 Per Visit

No copays. No deductibles. No surprise bills

Nationwide Access

Find in-network care anywhere in the country

Preventative Care Included

Stay ahead of your health with fully covered care


Prescription Benefits

The Benefits — $0 Prescriptions for You and Your Family

Prescriptions for the Whole Family

Family Coverage - (Member + Family)

Everyone in your household gets access — not just the employee

$0 Per Prescription

All formulary medications are covered at full cost for everyone in your household.

600+ Medications Covered

Includes the most commonly prescribed drugs across major conditions

Nationwide Access

Fill prescriptions at 70,000+ pharmacies — wherever you are.

Virtual Care

The Benefits — Care for Almost Anything — Covered at $0

Talk to a Doctor in Minutes

Get Mental Health Support Instantly


Everyday Care

Colds, flu, infections, rashes, allergies, and more

Ongoing Conditions

Blood pressure, asthma, digestive issues, joint pain, and more

Mental Health

Stress, anxiety, depression, therapy, life support, and more


Getting started

Get Started in Minutes


Search “Champion Health” in the App Store or Google Play


Open your camera and scan — setup takes less than 2 minutes

$0 Out-of-Pocket Care

In-person, virtual, Rx, mental health, and more — covered at 100%.

Real Paycheck Savings

Pre-tax deductions that put more money back in your pocket.

Whole-Family Coverage

Benefits that extend to your family — including your pets.

CHAMP PLAN FUNDING

Funding, Where
Everyone Wins

paycheck overview

Your Upgraded Paycheck — What to Look for

Two key line items will appear on your paycheck — together, these two line item put more money back in your pocket

1x CHAMP Pre- Tax Deduction

CHAMP Pre-Tax Deduction

$1,200 / month

Reduces your taxable income — you pay less in taxes

1x CHAMP Non-Taxable, Post -Tax Indemnity Benefit

CHAMP Non-Taxable Post-Tax Benefit

$1,010 / month

Added back to your paycheck — tax-free

paycheck overview

Your Paycheck before CHAMP:

Nothing reduces your tax burden. Based on a real employee scenario — actual take-home pay will vary -visit with HR to see your impact.

$4,000

Monthly Income (Example)

100%

Taxable

$810

Taxes

$3,190

Take-Home Pay

Taxes Paid

$810 / month

Take-Home Pay

$3,190 / month


paycheck overview

Your Paycheck after CHAMP

Part of your income is no longer taxed through Section 125 — so you take home more money.

$4,000

Monthly Income (Example)

$2,800

Taxable

$508

Taxes

$3,302

Take-Home Pay

Taxes SAVED

$302/month

Your Plan Contribution

$190/mo. - Funded through Tax Savings

You Take Home MORE Money

$112/month (AFTER paying for the plan)*

With CHAMP, you keep more of what you earn. *Real Example, yours will vary. Visit with HR to see your paycheck impact.

employee's cost

How CHAMP Works

$1,200

Pre-Tax Reduction
Removed from Taxable Income (Part 1)

$1,010

Non-Taxable CHAMP Benefit
Non-Taxable Benefit (Part 2)

$190

Net Cost Total out-of-pocket per month
Funded Through Tax Savings

Getting started

Start Your Journey — Download the CHAMP Plan™


Search “Champion Health” in the App Store or Google Play


Open your camera and scan — setup takes less than 2 minutes


$0 Out-of-Pocket Care

In-person, virtual, Rx, mental health, and more — all covered at 100%.

Real Paycheck Savings

Pre-tax deductions that put more money back in your pocket.

Whole-Family Coverage

Benefits that extend to your family — including your pets.